Quarterly AI Spend Forecaster

Your AI bill is about to surprise your CFO. As your team shifts from chat-style usage (bounded by human attention) to agentic workflows (bounded only by your API budget), monthly spend can jump 5-10× without a single new seat. This calculator forecasts the impact and surfaces optimizations from V2.1 vendor data.

Why CFOs care now: Q1 2026 Anthropic API bills hit companies 5-10× their budget because Claude Code agentic workflows started running 24-hour sessions instead of 5-minute chat turns. Cursor users hit similar shocks. Most FinOps tools show last month's spend; none forecast the agentic shift forward. We do.

1. Which AI tools are you using?

Click to select. Enter your last month's actual spend if you have it; otherwise we estimate from team size.

2. Your team

Current team size

People using AI tools

Team growth this quarter

% increase by end of quarter

3. The agentic shift

What % of your team's AI usage is agentic (vs traditional chat)? Most teams are at 15-30% today and will be at 50-70% by mid-2026.

Current agentic %

% of usage today

Aspired agentic % (end of quarter)

% you're aiming for

Quarterly forecast

Optimization opportunities

Sourced from V2.1 vendor pricing data - modifier rates, dual-pricing discounts, peer plan comparisons. All savings stack.

Per-tool breakdown

Tool	Current /mo	Q low /mo	Q mid /mo	Q high /mo